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How to get a loan with no credit or bad credit · Secured loans · Auto loans · Joint loans · Credit card cash advance · Home equity loans · Home equity line of credit. You can use a personal loan for any purchase or project. This one-time funding can help cover vacations, home renovations, medical bills or consolidating debts. Yes, it is possible to get a loan with no credit or bad credit, but lenders will likely charge you a higher interest rate than if you had established credit.
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